This is always a question that users have when they want to buy a product on an e-commerce website, the doubt is for a simple reason of loosing money due to Multiple Credit-Card Frauds.
What should an end user do ?
As an end user of the website you can be careful of a few things which will make your online transactions safe.
When you are redirected to the Payment page, make sure that the payment page is an interface of the Payment gateway or in other words you are redirected to a secure payment gateway to make payment (be it of Visa or Master-card or Paypal or of any other credit card). These payment gateways are PCI compliant and never pass on your credit card information to these website databases besides storing your card information in encrypted form.
So, it would minimize the risk of database being hacked and the information of your credit card stolen, or website owners cheating their end customers.
Also, you can avail the 3D verification or OTP option offered by your credit card companies to authorize any payment done online via your credit card.
What you need to be careful of ?
The websites which make you enter your card information on their own website and store it in their own database, making you susceptible to online credit-card scam.
Let us know if you have any questions for us.
Cheers !
Technologies33 Team
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